ECRID Credit Lending Corp. is a financial technology company that operates a digital platform that offers home loans, auto loans, personal loans and guaranteed approval secured credit; cards, watches and bracelets. The company operates under its own proprietary credit scoring system to evaluate and approve consumer loans at the most affordable interest rates. In addition ECRID Credit Lending Corp. offers online bill payment services to its customers to secure and protect their financial data, eliminating any credit bureau from having access to its members credit payment profiles. The company’s mission is to enable its members to change their lives by creating better financial outcomes in fair lending, fair credit and fair housing. The company plans on rolling out seven retail locations in US in 2024 and seven retail  centers in Africa.