Please, complete this form to register a New Creditor.Ecrid is not responsible if you are late in your payments
NOTE: Once payment to generate Your ECRID Credit Report is processed, you will have access inside your ECRID Business Center to View Your ECRID Credit Report immediately.
You will need to add at least 4 creditors up to 15 to get access to your ECRID Credit Report inside your ECRID Business Center.
Every month each ECRID Credit Report will be updated instantly as soon as the ECRID Creditor Report Holder pays their Creditors Bill through the ECRID Bill Pay Portal. The ECRID Bill Pay Portal Menu is inside their ECRID Business Center.
Every ECRID Credit Report Holder has a monthly ECRID Due Date to make their creditors payment on or before the ECRID Due Date through the ECRID Bill Pay Portal inside their ECRID Business Center. Below is a ECRID Credit Score Table that explains the Credit Scoring Model based upon current payment to late payments:
|Current||0 points||950 ECRID Credit Score|
|30 days late||25 points||925 ECRID Credit Score|
|60 days late||50 points||900 ECRID Credit Score|
|90 days late||75 points||875 ECRID Credit Score|
|120 days late||100 points||850 ECRID Credit Score|
By using this system, you agree to hold ECRID harmless and decline your rights to pursue damages in case of delayed payment posted to one of your ECRID Creditors.